Medicaid Application – Detailed Guide on How to Apply & Common Mistakes

The Medicaid application process could be confusing and overwhelming. Any unclear or unmatched record found in submitted documents could result in a denial or delay of your Medicaid benefits, bringing a devastating financial impact on you especially when you are in an immediate need for long-term care services. Since Medicaid application is never a do-it-yourself project, therefore, it is highly suggested to consult a professional attorney in advance for strategic planning for smooth application procedures later. This article discusses the Medicaid application process and gives you tips to avoid some common pitfalls.

Where to apply for Medicaid & Medicaid Processing Time

You could apply for Medicaid either from your state Medicaid agency or through the Health Insurance Market. And application could be done online, in-person, or by mail with a processing time limit from 30 to 90 days, depending on which type of applicants you are.

  1. Pregnant women and children under age 19: The determinations of eligibility must be made within 30 days.
  2. Disabled applicants: The determinations of eligibility must be made within 90 days.
  3. Others: The determinations of eligibility must be made within 45 days.

However, if the Medicaid caseworker requires additional documents during the verification of your financial or functional eligibility, it might take longer than expected to complete the whole application process.